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Americans Finding Affordable Health Insurance Online

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Americans Finding Affordable Health Insurance Online Think you can't afford to pay for health insurance if your employer doesn't provide it, or if you're unemployed? Think again.

"Everyone needs health insurance and new types of policies and benefit options, readily available through online resources, are making coverage accessible to nearly everyone, no matter how much they earn," says Jon Engleking, co-founder and managing partner of Your Health Quote Online, a Web site dedicated to addressing the growing need for information and education on health insurance.

Of the nearly 47 million Americans who have no health coverage, only about 16 percent truly can't afford to pay for insurance, Engleking says. Most either wrongly think they can't afford it or simply think they don't need it. The truth, says Engleking, is that few can afford not to have insurance. A health insurance plan that fits your budget and meets at least your most basic health care needs can save you from financial ruin if you or a family member faces serious illness.

"Learning the basics of health insurance, and researching different companies and plans, will help you find coverage that's right for you," says Engleking. "When shopping for health insurance, first identify which type of insurance best fits your budget and needs.Then seek multiple quotes from a range of different carriers."

Online resources like Your Health Quote Online offer consumers quick, comprehensive access to and information about a variety of insurers and insurance products. "Before the Internet, you would have to make multiple phone calls to multiple insurers to find out if they had a product to meet your needs," Engleking says. "Now, tech-savvy consumers can find the same information in a matter of minutes through online resources."

To learn more about health insurance options that might be right for you, and to obtain multiple quotes from local agents representing leading insurers, visit Your Health Quote Online.

Copyright © 2007, ARAnet

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