Do you dread collecting your mail because you know there will be "past due" notices waiting for you? Do you shudder when the phone rings, knowing there's a good chance it's a bill collector on the other end? Is your debt taking over your life? Whether your financial woes are due to medical expenses, job loss or divorce, it's time to face the problem, get it under control and get your life back.If the total amount of your unsecured debt is at least $12,000, and the balance of each individual creditor is at least $1,000, DebtSettlementUSA offers an alternative to bankruptcy. If you qualify, the company's representatives will establish a program that allows repayment of the debt through affordable monthly payments allowing you ultimately to rebuild your credit.
Through the established relationship that DebtSettlementUSA has with creditors and financial institutions, the company is able to successfully negotiate the debts of its clients at a substantial discount, so you'll reduce the time it takes to repay the debt by lowering the total amount you owe. Creditors are willing to negotiate a debt with the understanding that the settled amount will be paid in a timely manner.
"Creditors are always looking to avoid the ineffective and costly efforts of an outside collection company," says Adam Brauer the company president. "We continue to develop our relationships with creditors throughout the country and we always maintain a very professional and cooperative relationship with the creditors in order to reach the most favorable settlement offer for our clients. Generally, we estimate we can reduce our clients' debt by approximately 50 percent of the current total."
Upon your enrollment in the program, DebtSettlementUSA will set you up with an affordable monthly payment, which is determined on a client-by-client basis between you and a counselor. Based upon what you are able to pay each month into your settlement account, the company can determine how many months to take back control of your life.
Once a settlement offer has been reached with your creditors, and you have agreed on the amount, you will pay this amount from your settlement account directly to the creditor. Throughout the program, the company will communicate with your creditors on your behalf, and you will no longer be dealing with burdensome phone calls from your creditors.
DebtSettlementUSA will work on helping you break free from the overwhelming debt that has been weighing you down. Becoming debt-free is the first step to becoming financially secure. To find out more, visit www.debtsettlementusa.com.
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