State Farm Ins and Ting electrical monitoring system.


  #1  
Old 09-21-23, 01:06 PM
Norm201's Avatar
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State Farm Ins and Ting electrical monitoring system.

So, I just received an e-mail from State Farm offering me free of charge a three year use of TING electrical monitoring device.

("Ting, a service of Whisker Labs, includes a smart plug that monitors your homeís electrical network for faults that can lead to fires. Ting also monitors the utility grid to help detect faults that could damage your home.") using Wi-Fi

After 3 years State Farm will no longer pay for the unit rental fee, and I can decide if I want to continue with Whisker Labs at my cost.

According to the e-mail, a homeowner's policy is not affected in anyway, BUT State Farm will keep all data on filel indefinitely.

So that is the part that makes me think and have pause.

What do you all think?

Is it a safe bet for free service?
 
  #2  
Old 09-21-23, 06:37 PM
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It sounds to me like it is similar to "Safe Driver" dodads that auto insurance company gives you if you put a monitoring device in your car. If you speed, brake hard, or drive a lot they will likely raise your rates.

If you have electrical spikes or other anomalies they can use that to sue the power company or electric equipment manufacturers. It is all about passing the liability.
 
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Old 09-21-23, 08:10 PM
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Tolyn,
Correct you are. I did in fact take on the auto monitoring thing. I pretty much drive the way they expect you to, and I have nothing to hide. The only thing I'll say about the auto monitoring is the braking measurement is way too sensitive. It can actually cause an accident because other drivers can get annoyed at the slowness that is expected you to brake at. I plan on complaining about that. In fact, another friend of mine that has the same monitoring thing but with a different insurance company has the same complaint.
The upside is that she has seen deductions from her premiums of $40 to $60. That is significant.

As far as the Ting thing goes, I think I'll skip it.
But I have heard of it being used by others or by a company. Can't remember exactly.
 
  #4  
Old 09-23-23, 02:55 PM
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Yes, I've had the State Farm "Drive Safe" transmitter in my cars for 3 years. Got all of $9 off my most recent 6 month bill of $1100! Also, they just sent me a letter saying the were changing the "Drive Safe" description from "Premium Discount" to Premium Adjustment". I think we can all guess where this is going.

I've taken them out of my cars and thrown them away!
 
 

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