Read The Fine Print

Reply

  #1  
Old 01-07-09, 02:19 PM
waterwelldude's Avatar
Member
Thread Starter
Join Date: Jun 2008
Location: S.E. Texas
Posts: 1,038
Read The Fine Print

A North Carolina man purchased 24 rare and expensive cigars. Because of their value, he decided to insure them…against fire. The man smoked all of his cigars in less than a month and had yet to make a single payment on his fire insurance. He filed a claim against the insurance company, stating that he had lost his cigars in a “series of small fires.” The insurance company obviously refused to pay, believing that he had simply used the cigars as intended. The man won his case against the insurance company because they failed to specify the type of fire the cigars were insured against. Because they failed to define an “unacceptable fire,” the insurance company accepted the ruling against them and paid the man $15,000 for the cigars he had lost in the “fire.” However, the best part of this story is yet to come. Shortly after the man cashed the check, the insurance company countered and had him arrested on 24 counts of arson. The man was sentenced to 24 consecutive 1-year prison sentences.

OBS: This story apparently is an “urban legend”. This legend began its Internet life after it was posted to the newsgroup alt.smokers.cigars in early 1996, and it has continued to circulate as a “true story” in newsgroups and e-mail
 
Sponsored Links
  #2  
Old 01-07-09, 05:44 PM
Member
Join Date: Nov 2004
Location: USA
Posts: 1,959
I think I'll buy some really expensive rare wine,insure it,drink it and claim the bottle was defective and allowed the wine to leak out into my mouth.
 
  #3  
Old 01-12-09, 03:16 PM
nightowlpunk's Avatar
Banned. Rule And/Or Policy Violation
Join Date: Nov 2004
Location: Connectitax
Posts: 456
Ever heard of the lawsuit against Winnebago? If not, here it is.

A guy bought a new Winnebago. Driving at 70 mph, he put it into cruise control so he could use the bathroom or something like that. The vehicle crashed. He sued because he was convinced that cruise control was the same thing as automatic pilot. The scary thing is that he won his suit.

What was that jury thinking?
 
  #4  
Old 01-12-09, 04:09 PM
Member
Join Date: Nov 2004
Location: USA
Posts: 1,959
It's like those hot coffee law suits.My favorite was a woman who claimed being burned by hot coffee caused her to lose her psychic abilities which she used to make a living with.she won.
 
  #5  
Old 01-12-09, 05:10 PM
nap's Avatar
nap
nap is offline
New Member
Join Date: May 2006
Location: north
Posts: 4,163
Originally Posted by nightowlpunk View Post
Ever heard of the lawsuit against Winnebago? If not, here it is.

A guy bought a new Winnebago. Driving at 70 mph, he put it into cruise control so he could use the bathroom or something like that. The vehicle crashed. He sued because he was convinced that cruise control was the same thing as automatic pilot. The scary thing is that he won his suit.

What was that jury thinking?
this one is an urban legend. Check it out on Snopes.

Originally Posted by spdavid View Post
It's like those hot coffee law suits.My favorite was a woman who claimed being burned by hot coffee caused her to lose her psychic abilities which she used to make a living with.she won.
Judith Richardson Haimes. Never had the ct scan. She had a reaction to the iodine. She won $600k but it was overturned on appeal. She never claimed she lost her powers, simply that the resulting headaches did not permit her to practice her trade.


People love to believe the unbelievable.

and just in case somebody wants to bring up Stella Liebeck (the McDonalds coffee suit), here is a bit of the testimony of the trial:

McDonalds admitted that the coffee was not fit for human consumption at the
temperature they served it. A good deal of the testimony at the trial dealt with the temperature
of the coffee and the injuries that would be caused by coffee served at various temperatures6.
During the trial, Christopher Appleton, McDonald's quality assurance manager, testified:
Q: [Y]ou know, as a matter of fact, that coffee is a hazard, selling it at 180
to 190 degrees, don't you?
A: I have testified before, the fact that this coffee can cause burns.
Q: It is hazardous at this temperature?
A: At that high temperature the coffee is a hazard.
Q: If customers attempt to swallow that coffee, isn't it a fact that it will
scald their throat or esophagus?
A: Yes, under those conditions, if they could get the coffee in their throat,
that could happen, yes7.
and a bit more info:

There were over 700 other reported incidents to McDonalds of other consumers being
burned by their extremely hot coffee, yet they did nothing.8 After all, coffee is supposed to be
hot. Stella offered to settle the case with McDonalds if they would just cover her medical bills.
They denied her request. She then hired an attorney who requested her medical bills be covered
and a small amount for her pain and suffering; they again denied the request. A third attempt at
settling the case came from a mediator who recommended a settlement amount of $225,0009.
McDonalds still would not accept the offer. After going to trial, the jury awarded Stella an
amount equal to two days worth of coffee sales for McDonalds and subtracted the percentage
they felt she contributed to her own injuries. After the reduction by the trial court and appeals,
the case settled for less than half the original jury award. However, these are not facts
traditionally covered by the media. Rather, they covered the sensational portion of the story as
most Americans heard, a woman was awarded millions for spilling hot coffee on herself.
Much of what happens is that people hear a story, or part of one, and embellish as they desire. This then gets passed on and an urban legend is born.
 
  #6  
Old 01-12-09, 08:40 PM
waterwelldude's Avatar
Member
Thread Starter
Join Date: Jun 2008
Location: S.E. Texas
Posts: 1,038
True or not. Most still make for a fun read.

But ya know, they say truth is stranger than fiction.

<------------
 
  #7  
Old 01-13-09, 12:51 PM
nightowlpunk's Avatar
Banned. Rule And/Or Policy Violation
Join Date: Nov 2004
Location: Connectitax
Posts: 456
the website I submitted for lawsuits was apparently sold.
 
Reply

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


Thread Tools
Search this Thread
Display Modes
'