Sewage Line Insurance


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Old 03-12-21, 03:34 PM
W
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Sewage Line Insurance

I have lived in my current house for 40 years, (it was built in 1963) I have never had an issue with sewage drain pipes requiring anything other than a roto rooter job for a clogged copper line directly under the house. The local gas company is peppering us with insurance plans to cover any repairs for the SEWAGE lines, (not the gas lines) I am not buying into the need for a plan but neighbors are asking me if they are a good investment. This neighborhood is built on almost solid limestone. (we are surrounded by working stone quarries) Any logic I am missing here?
 
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Old 03-12-21, 06:25 PM
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Those sewer/water line insurance programs seem to be all the rage these days.

Based on the age of your house, your pipes are probably cast iron. They should last a century, but sewer lines can get infiltrated by roots or can crack. Replacing them can get expensive, thus the reason for insurance.

Anyway, I haven't bought into it... but after replacing a few sewer lines, it might be a good investment.
 
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Old 03-13-21, 02:47 AM
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I'm on a septic system but I know in the past the water company offered supply line insurance. I always dismissed the offer but as I get older I wonder if it might be worth it.
 
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Old 03-13-21, 03:40 AM
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Assuming they are cast iron and you have trees around, it may be a good idea. Have any of your neighbors had issues? I wouldn't imagine insurance would be more than a few dollars per month. I have supply line insurance (line is polybutylene) and it's only $5.99/month.
 
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Old 03-13-21, 10:24 AM
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10-4 on the trees and the cracks etc. One tree I should get rid of, but it is the only shade I have out in the front. The guy next door had his sewer connection get blocked but they didnt have to dig it up to clear it. I will probably wing it on my own, but pass your advice on to others with numerous trees and softer ground.
 
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Old 03-13-21, 12:37 PM
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The local gas company is peppering us with insurance plans to cover any repairs for the SEWAGE lines,
I'd question why the gas company is pushing sewer line insurance. Here we have had a sewer line insurance program built into real estate taxes and administered by the local municipality for years.
 
 

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