Sewage Line Insurance
#1
Member
Thread Starter
Sewage Line Insurance
I have lived in my current house for 40 years, (it was built in 1963) I have never had an issue with sewage drain pipes requiring anything other than a roto rooter job for a clogged copper line directly under the house. The local gas company is peppering us with insurance plans to cover any repairs for the SEWAGE lines, (not the gas lines) I am not buying into the need for a plan but neighbors are asking me if they are a good investment. This neighborhood is built on almost solid limestone. (we are surrounded by working stone quarries) Any logic I am missing here?
#2
Forum Topic Moderator
Those sewer/water line insurance programs seem to be all the rage these days.
Based on the age of your house, your pipes are probably cast iron. They should last a century, but sewer lines can get infiltrated by roots or can crack. Replacing them can get expensive, thus the reason for insurance.
Anyway, I haven't bought into it... but after replacing a few sewer lines, it might be a good investment.
Based on the age of your house, your pipes are probably cast iron. They should last a century, but sewer lines can get infiltrated by roots or can crack. Replacing them can get expensive, thus the reason for insurance.
Anyway, I haven't bought into it... but after replacing a few sewer lines, it might be a good investment.
#4
Member
Assuming they are cast iron and you have trees around, it may be a good idea. Have any of your neighbors had issues? I wouldn't imagine insurance would be more than a few dollars per month. I have supply line insurance (line is polybutylene) and it's only $5.99/month.
#5
Member
Thread Starter
10-4 on the trees and the cracks etc. One tree I should get rid of, but it is the only shade I have out in the front. The guy next door had his sewer connection get blocked but they didnt have to dig it up to clear it. I will probably wing it on my own, but pass your advice on to others with numerous trees and softer ground.
#6
The local gas company is peppering us with insurance plans to cover any repairs for the SEWAGE lines,