Choosing metal roofing or a shingle roof depends on the individual’s specific needs. Shingle roofs are more popular due to their lower cost and a variety of color and style options. Shingles can become loose and are easily damaged in storms. They may also harbor algae growth. Metal roofs, on the other hand, cost about thirty percent more than shingle roofs. They do not require replacement for an average of fifty years, compared to thirty years for a shingle roof. Metal roofs are also fire resistant and may lower home owners’ insurance rates. They are available in a variety of colors and more styles have become available in recent years.